At its annual meeting in Natchitoches, Louisiana, the Northwestern State University Foundation Board of Directors elected Scott Andrews as its Secretary for the 2012-2014 term. Scott Andrews, an attorney at Dué Guidry Piedrahita Andrews Courrege L.C. in Baton Rouge, Louisiana, graduated from Northwestern State University in 1992 after serving as…
Stacking of multiple UM (uninsured/underinsured motorist) liability policies is prohibited by the Anti-Stacking provision contained in La.R.S. 22:1295(1)(c), unless the injured party is occupying an automobile not owned by him/her, a resident spouse, or a resident relative. In that instance, the UM coverage on the automobile in which the injured…
In the absence of physical contact, the insured can prove “by an independent and disinterested witness, that the injury was the result of the actions of the driver of another vehicle whose identify is unknown.” La. R.S. 22:1295(1)(f). This is “justifiable because miss and run is too fraud-fraught: every driver…
Is it reasonably forseeable that the first permittee might allow others to operate the automobile? Implied permission by the named insured can be found even in the face of a specific prohibition against allowing others to operate the automobile if there is evidence that the named insured was aware of…
As long as initial use of an automobile is with the express or implied consent of the insured, the scope of permission granted the user will not preclude coverage unless the deviation from the permission consented to by the insured amounts to theft or other conduct displaying an utter disregard…
Many liability policies extend coverage to relatives of the named insured who are “residents” of the same household of the named insured. Whether a person is or is not a resident of a particular place is a question of law as well as fact, and is to be determined from…
Louisiana State Police Troop E investigated 2011’s forty-third fatal crash on August 8, 2011 in Natchitoches Parish, Louisiana. This crash occurred around 3:39 p.m. on Campti Bayou Road and claimed the life of a sixteen year old passenger of a Chevrolet truck that lost control at a high rate of…
A twenty-three year old motorcycle operator was killed on August 7, 2011, when his improperly secured DOT approved helmet came off during a motorcycle accident on LA 111 in Vernon Parish, Louisiana. According to Baton Rouge, Louisiana motorcycle accident lawyer, Scott Andrews, Louisiana requires all motorcycle riders and occupants to…
A sixty-two year old motorcycle operator riding a 2011 Harley Davidson was seriously injured on U.S. Highway 171 near Anacoco, Louisiana when his motorcycle ran off the left side of the road and impacted some dirt. The cause of the accident is unknown at this time, but Baton Rouge, Louisiana…
After teaching Product Liability during the Spring 2011 semester at the Southern University Law Center (SULC), Baton Rouge, Louisiana personal injury and accident attorney, Scott Andrews, will be teaching Insurance Law at the Southern University Law Center during the Fall 2011 semester. Scott Andrews is a 1996 Order of the…